Help With Finances
Student education loans and loan filing, for study abroad and for colleges in India. Book a consultation, tell us where your family stands, and we work out the right route together, whatever your financial situation.
Banks and Lenders
We help you apply with every public sector bank, the major private banks and other education lenders, including NBFCs and international lenders for study abroad.
Names and logos belong to each bank or lender and show where we can help you apply. They are not endorsements. The lender decides approval, loan amount and interest rate.
Pick the one that sounds most like you. For any family budget, there is usually a route worth talking through.
We Own Property or Savings
Property, fixed deposits or similar security can support a larger loan, often at a lower interest rate from a public sector bank. We help you gather the valuation and title papers the bank asks for.
Book a ConsultationWe Have No Collateral
Many private banks and education lenders lend without security, based on your admission, your course and a co-applicant’s income. Amounts and rates vary, so we compare the offers before you apply.
Book a ConsultationMy Parent Is Salaried
A salaried parent or guardian usually signs as co-applicant. We put together salary slips, Form 16, income tax returns and bank statements in the order lenders review them.
Book a ConsultationWe Run a Business or Farm
Business and farm income needs more paperwork. We help you present ITRs, business proof and land or agricultural records so the bank sees the full picture of your family’s income.
Book a ConsultationOur Income Is Modest
Some loans for study in India carry a government interest subsidy for families under an income limit, and we check whether you qualify. For study abroad, we look at co-applicants, savings and lenders that weigh your admission.
Book a ConsultationI Already Have an Admission
Universities and visa officers often ask for proof of funds. We time your application so the loan sanction letter is ready when your I-20, CAS or visa file needs it.
Book a ConsultationFrom the first conversation to the money reaching your college, one team stays with you.
Book a consultation on WhatsApp or by phone. Bring your admission details if you have them, and a rough idea of costs.
Course, college, total cost, family income, savings and any security. Nothing is too small or too complicated to mention.
We discuss your case with our finance advisers and the banks and lenders we work with, and shortlist the routes that fit.
Forms, documents, follow-ups and the sanction letter. We stay with you until the loan is paid out to your college.
The type of loan that suits your course, the amount you need and your family’s situation, explained in plain terms.
Application forms, document checklists and follow-ups with the bank or lender until there is a decision.
Interest rate, margin money, moratorium and repayment terms, side by side, before you sign anything.
Property documents, income proof and guarantor paperwork where a lender asks for it.
Loan sanction letters and statements in the form universities and visa applications expect.
Tuition, living costs, travel and currency exchange in one plan, so the loan amount is right the first time.
Abigya is not a bank or a lender. Loan approval, amount, interest rate and terms are decided by the lender.
Often, yes. Many private banks and education lenders offer loans without security. The amount depends on your admission, your course and your co-applicant, and we tell you what is realistic before you apply.
No. The bank or lender decides. We make sure your application is complete, well presented and sent to lenders that suit your situation.
No. We also help with loans for colleges in India, including the courses we help with through Admissions in India.
Your admission letter or the colleges you are considering, an estimate of costs, and a rough picture of family income and savings. Documents can come later.
Contact Abigya about education loans. You can edit the WhatsApp message before sending it. We reply 24/7.
Message on WhatsApp